Well, I came inside for a break and decided to just pay the $1 and get my credit score

Keep in mind that last September my score was approx 700. As of today, per Experian, my score is 598, my credit risk is rated as “High” (ie, a high risk) and my credit grade is “F”.
While I’m officially very pleased that I’m on the Larry path and that I have only one open account and it’s current, and I’m making payments on my closed credit card and that I’m heading towards a realm of no debt to anyone, frankly I have to admit I have real mixed feelings about the above. No, I have no intention of ever having a credit card again. Yes, we’re getting to where we pay cash for everything. But my insurance premiums, for the farm, the truck and probably my health insurance as well, are all based in part on this number. My ability to rent heavy equipment is based on this number. Apparently my ability to get new utilities is based in part on this number. And yes, if we decide to sell our smallish farm and buy the farm we’ve been working on for the last six years, which is currently appraised at near $1mil, we’d need a mortgage for that. We could possibly talk the current owners (or their family) into a contract for deed with the money going into some kind of escrow, at least for the first few years, but they’d undoubtedly want some kind of balloon payment to finally be done with it and get their money.
I wonder how highly it would rate to try to explain to an underwriter that I want to buy a million dollar farm, and I have no credit, “but it’s Ok, see, because I’m on the Larry’s plan.” Let’s just say my mood today has not improved with this new information.