Sorry it has taken me so long to post this

I knew a lot of you knew what was going on from facebook. We planned our date night at home. Saturday morning I was feeling cruddy. So we spent the day being lazy. Hubby picked up kids that evening from babysitter. They weren’t home two hours and I felt light headed. Hubby got kids to babysitter and was only gone 10 minutes. By the time be got back I couldn’t even walk. We got to the nearest hospital 10 minutes later. My heart rate was 186 and my bp was way too low. I started to majorly hemorrhage . I had a cyst rupture and it took them three hours to stabilize me for surgery. I ended up having emergency surgery and two blood transfusions at midnight. I lost a huge amount of blood to the point I could have died.I was lucky enough to have been in the hospital where they had access to things to help. I am home now and on couch arrest for two weeks . I am doing way better. It just takes time to heal and build blood volume. Our emergency fund will cover the 20% we will owe on the bill. I hope anyway. If not we make payments. I also asked for a cash discount. We just have to wait for the bill to come and go from there. I am just glad to be alive and with my kiddos. 😉

I wouldn’t file bankruptcy, would work with my plan

I know it can be frustrating and very hard but you have to start somewhere and get a determined mind to work your way free.

Generally your bills are sold to collectors a few times before you are sued or garnished. That process can very well take years. All time to work your plan and get some of your credit debt into your snowball.

I am going to have to encourage you to take the first step of opening your bills and determine how much you owe. Also, you must make your budget, determine how much you have incoming and where it goes.